Enhanced scheme for companies with 20-plus expat members covers pre-existing medical conditions in full
International expatriate insurance specialist William Russell has launched an enhanced international health insurance plan for companies with more than 20 expatriate employees which allows pre-existing medical conditions to be covered in full. The new GlobalHealth plans also enable members to benefit from maternity care, dental and well-being benefits without first completing a qualifying membership period.
James Cooper, sales director, William Russell says:
“Employers with staff working overseas on expatriate contracts want to be able
to give the staff and their dependants full health insurance cover without the need of complicated medical application forms and without them having to wait for months before qualifying for benefits such as maternity care and dental treatment. The last thing they need is a hold-up in sending an employee to a
new expat posting because of delays in medical underwriting.
“Our new Group Plan sweeps away the need for individual medical underwriting and provided it is a compulsory, company-paid plan, with all eligible employees being insured we will provide cover for pre-existing medical conditions. We have also eliminated all the waiting periods on maternity, dental and well-being benefits so that our corporate plan members will enjoy full cover from day one.”
William Russell also offers employers with more than 20 expatriate employees a simplified application process, competitive premiums and a fast 24 hour turn-round quotation service.
Employers can choose from a wide range of plans for their staff from the low cost GlobalHealth Essential corporate plans to the comprehensive GlobalHealth Elite corporate health insurance range.
James Cooper says:
“Our GlobalHealth Elite plans offer employers choice and flexibility and give employees the freedom to choose where they have their medical treatment. There are four Elite plans to choose from including our top-of-the range Platinum plan with high-value benefit for maternity care, routine and complex dental treatment, regular preventive health screening, and chronic conditions. For cost-conscious companies we offer our Essential Plan range which provides access to straightforward medical care at a lower cost.
“All our corporate plans are portable when an expatriate moves from country to country, giving employers the flexibility they need to move staff between different overseas postings and the confidence that their staff will be able to access high quality medical treatment at any time, wherever they are.”